Earned

Member benefits

MCOFU stands behind its members with real protections and support

Portals

Three ways to manage your coverage

Your benefits are straightforward. Log in to each portal below to review your plan details, find providers, and submit claims when needed.

Omega benefits

Medical and prescription drug coverage for you and your family.

Eye care portal

Vision exams and eyewear benefits available to all active members.

Dental portal

Preventive and restorative dental care covered under your plan.

Questions

Find answers to common questions about your member benefits and coverage.

Who qualifies for coverage?

All active MCOFU members receive full coverage from day one. Your family can be added to medical and dental plans. Retirees maintain access to negotiated rates.

How do I file a claim?

Contact your plan provider directly with your member ID. Most claims process within two weeks. Keep copies of all documentation for your records.

Can I change my coverage?

Changes happen during open enrollment each year. Life events like marriage or birth allow changes anytime. Contact the union office to request forms.

What about legal representation?

Union attorneys handle workplace disputes at no cost to you. Call the office to request representation. Coverage includes disciplinary hearings and grievances.

How do pension benefits work?

Your pension is earned through years of service. Union advisors help you understand your options. Retirement planning sessions are available year-round.

Still have questions?

Find answers to common questions about your member benefits and coverage.

Get the support you deserve

Your benefits are there to protect you and your family.